Dubai Tax and Property
Dubai Mortgage Calculator
Estimate your monthly repayment, total interest, and upfront cash needed to buy a home in Dubai with financing.
Indicative estimates only. Actual bank rates, fees and eligibility vary. Not financial advice -- consult a licensed mortgage advisor.
UAE Central Bank rules require at least 20% down from expats on a first home up to AED 5M, and 30% above AED 5M. Second homes, off-plan property and non-residents need more.
Enter your bank's quoted rate. UAE mortgage rates are typically fixed for 1-5 years, then variable.
UAE mortgages run up to 25 years, and must typically end by age 65-70 depending on the bank and employment status.
Used to check your Debt Burden Ratio (DBR). UAE banks generally cap total monthly debt repayments at 50% of gross income.
Estimated Monthly Repayment (EMI)
AED 0
Down PaymentAED 0
Loan AmountAED 0
Total Interest PaidAED 0
Total RepaymentAED 0
Upfront Cash Needed at Purchase
Down PaymentAED 0
DLD Transfer Fee (4% + AED 580)AED 0
Mortgage Registration (0.25% + AED 290)AED 0
Valuation Fee (est.)AED 2,500
Bank Arrangement Fee (est. 1%)AED 0
Total Cash NeededAED 0